Federal Budget 2022 – Overview

Hot Issues

• ATO reviewing all new SMSF registrations to stop illegal early access
• Compliance documents crucial for SMSFs
• Investment and economic outlook, October 2024
• Leaving super to an estate makes more tax sense, says expert
• Be clear on TBA pension impact
• Caregiving can have a retirement sting
• The biggest assets growth areas for SMSFs
• 20 Years of Silicon Valley Trends: 2004 - 2024 Insights
• Investment and economic outlook, September 2024
• Economic slowdown drives mixed reporting season
• ATO stats show continued growth in SMSF sector
• What are the government’s intentions with negative gearing?
• A new day for Federal Reserve policy
• Age pension fails to meet retirement needs
• ASIC extends reportable situations relief and personal advice record-keeping requirements
• The Leaders Who Refused to Step Down 1939 - 2024
• ATO encourages trustees to use voluntary disclosure service
• Beware of terminal illness payout time frame
• Capital losses can help reduce NALI
• Investment and economic outlook, August 2024
• What the Reserve Bank’s rates stance means for property borrowers
• How investing regularly can propel your returns
• Super sector in ASIC’s sights
• Most Popular Operating Systems 1999 - 2022
• Treasurer unveils design details for payday super
• Government releases details on luxury car tax changes
• Our investment and economic outlook, July 2024
• Striking a balance in the new financial year
• The five reasons why the $A is likely to rise further - if recession is avoided
• What super fund members should know when comparing returns
• Insurance inside super has tax advantages
• Are you receiving Personal Services Income?
• It’s never too early to start talking about aged care with clients
• Taxing unrealised gains in superannuation under Division 296
• Capacity doubts now more common
• Most Gold Medals in Summer Olympic Games (1896-2024)
• SMSF assets reach record levels amid share market rally
• Many Australians have a fear of running out
• How to get into the retirement comfort zone
• NALE bill passed by parliament
• Compliance focus impacts wind-ups
• LRBA interest rates increase for 2025
• Income-free areas set to increase from 1 July
• Most Spoken Languages in the World
• Middle-to-higher incomes boosting SMSF growth
• Investment and economic outlook, May 2024
• Transitioning into retirement: What you should know
• Plan now to take advantage of stage 3 tax cuts
• Deeming freeze a win for Age Pensioners
• Downsizer contributions can be time critical
• The superannuation changes from 1 July
• The Deadliest pandemics in History
• Winners & Losers
• Budget breakdown – Federal Government Analysis
• Federal Budget 2024
• Getting to a higher level of financial literacy in Australia
• What is the future of advice and how far off is superannuation 2.0?
• Investment and economic outlook, April 2024
• Australia’s debt service ratio ‘extraordinary’: CBA
• Connecting an adviser with your children
• ACCC scam report
• The Shortest-reigning Monarchs in History
• ATO warns trustees about increasing crypto scams
• Aged care report goes to the heart of Australia’s tax debate
• Removed super no longer protected from creditors: court
• ATO investigating 16.5k SMSFs over valuation compliance
• The 2025 Financial Year Tax & Super Changes You Need to Know!
• Investment and economic outlook, March 2024
• The compounding benefits from reinvesting dividends
• Three things to consider when switching your super
• Oldest Buildings in the World.
• Illegal access nets $637 million
• Trustee decisions are at their own discretion: expert
• Regular reviews and safekeeping of documents vital: expert
• Latest stats back up research into SMSF longevity and returns: educator
• Investment and economic outlook, February 2024
• Planning financially for a career break
• Could your SMSF do with more diversification?
• Countries producing the most solar power by gigawatt hours
• Labor tweaks stage 3 tax cuts to make room for ‘middle Australia’
• Quarterly reporting regime means communication now paramount: expert
• Plan now to take advantage of 5-year carry forward rule: expert
• Why investors are firmly focused on interest rates
• Super literacy low for cash-strapped
• Four timeless principles for investing success
• Investment and economic outlook, January 2024
• Wheat Production by Country
• Time to start planning for stage 3 tax cuts: technical manager
• Millions of Australians lose by leaving savings in default MySuper funds
• Vanguard economic and market outlook for 2024: A return to sound money
• An investment year of ups and downs
• How to tame the market's skewness
• The Countries that Export the Most Wine in the World
• Tips for preparing for the best tax outcomes
• Working after pension age
• Does the NALI/E punishment fit the crime?
• EPOA crucial for SMSFs, says professional adviser
• Economic and market outlook for 2024: Global summary
• Five investing tips for beginners
• Setting up the next generations of retirees
• A 2023 Advent Calendar for our clients
• Most Expensive Wars In History
• ATO takes hard line on in-house asset rules
• How to budget using the 50/30/20 method
• SMSFA says proposed super legislation will hit farmers, small businesses the most
• Investment and economic outlook, October 2023
• The benefits and risks of collectable super assets
• Teaching children about the value of money
• Most powerful countries throughout time.
• Retirement is not just about dollars
• Unfair Terms in a Standard Form Contract
• Too many businesses roll the dice on tax debt: Jordan
• Revised NALE rules ‘miss chance to clarify SMSF bugbear
• 6 simple rules will ensure a deed can be executed in all states
• Our investment and economic outlook, September 2023
• The benefits and risks of collectable super assets
• High deposit rates, but the case for equities is strong
• Most powerful LEADERS of All Time
• Single-asset segregation barred
• Intergenerational Report 2023
• Transferring wealth to the next generation
• Investment and economic outlook, August 2023
• Managing complex relationships in SMSFs comes down to well-crafted deeds
• Last chance for $25,000 super deduction
• Super gender divide to remain a challenge
• Oldest Buildings in the World
• Advice-Related Complaints Low Despite Huge Rise In General
• From purchase to lease, SMSF property documentation is essential
• Taxing unrealised capital gains a grave concern: Burgess
• Protect your business from cyber threats.
• Our investment and economic outlook, July 2023
• Understanding the role of custodians
• Returns rebound in 2022-23
• The top mode of transport in the world
• Tax alert warning could catch more in the ATO web
• Five questions that indicate how financially literate you are.
• Preparing for EOFY tax scams with business and cyber resilience
• High interest and inflation can pay dividends for SMSFs
• Australians need a retirement confidence boost
• The “secret” to financial freedom? Persist while others quit
• Top 50 Greatest Cuisines
• More Australians are unlocking home equity to fund retirement
• Australians Seek Financial Independence – Report
• Summary of Superannuation Issues and Recent Changes
• Legislation changes give market-linked pensions better outcome
• Inflation drives the cost of retirement to a record high
• Banking on the Age Pension
• The keys to high retirement confidence
• The strong link between advice and retirement confidence
• Top 50 Greatest Inventions in History
• Unintended consequences of work test changes to be rectified
• Banks launch scam awareness campaign
• ATO warns of rise in SMSF identity fraud and investment scams
• The importance of SMSF succession planning
• Overview of the Federal Budget 2023 – 24
• Our investment and economic forecasts, April 2023
• 2023 Federal Budget: Stronger foundations for a better future
• Australian retirees face accelerating price pressures
• Protect your business from cyber threats.
• Devil in the detail on super changes
• More women take up SMSF as others look for advice
• More SMSF members accessing funds without meeting conditions: ATO
• How Long Could You Survive Drinking Only .........
• Weighing up cash deposits
• Bank closures, market volatility call for perspective
• China’s economic rebound lowers the odds of a global recession
• No plans to extend NALI compliance relief, says ATO
• Why most investors want human advice
• Comparison: How Long It Takes To Decompose?
• Contribution caps to stay the same for 2023–24 year
• Three simple steps for financial wellness
• Draft super objective to ‘protect super from interference’
• Beating back inflation, but at what cost?
• Why superannuation fund fees matter
• 100 Most Influential people in the world.
• TBC set for double indexation from 1 July
• ATO issues fresh warning on illegal early access schemes
• When to be proactive about your portfolio
• Digital advice firm optimistic QAR will ‘reset financial advice’
• 2022 by the numbers
• ATO raises alarm on asset protection scheme for SMSFs
• Downsizer age reduction now in force
• SMSFs cautioned on ‘strict conditions’ with SMSF lending
• Countries with the highest GDP per capita between 1800-2040
• Transitioning into retirement: What you should know
• Auditor flags surprising traps with e-signatures and SMSFs
• A review of the last two decades in investing
• A 2022 Advent Calendar for our clients
• Volatility is here to stay
• Three things to consider when switching your super
• Making the most of your super limits
• SMSF professionals play critical role in Age Pension planning
• Positive results from research into the value of financial advice.
• Advisers warned on major timing traps with lifetime CGT cap
• Draft legislation released for franking credit changes
• Budget October 2022-23 - Comprehensive summary
• Federal Budget: all the key points you need to know
• Federal Budget 2022: Winners and Losers
• Federal Budget 2022/23 - Documents and Facts Sheets
• ATO raises ‘illegal early access’ concerns with small business owners
• Investors and recessions
• Rapid interest rate rises reveal global market frailties
• ASIC consulting on changes to SMSF advice guidance
• ATO taking ‘harsher’ stance on loans to members
• How costs can add up
• Take action on valuations now to avoid delays, says ATO
• Four powerful ways to build investing confidence
• ATO provides cyber security tips for SMSFs
• The advantages of investing early
• Partial property sales eligible for downsizer
• The Countries that Consume the Most Beer in the World
• Three tips for building a good portfolio
• ATO clarifies critical reporting deadline with TBAR transition
• Pensions to face tougher scrutiny under new TBAR system
• Withdrawal strategies before death require careful consideration
• A retirement plan built to last
• Proof of ownership flagged as ‘biggest’ crypto issue for SMSFs
• Largest wind power producers in the world
• How much money do I need to retire?
• SMSFs warned on common mistakes with bare trusts
• Should you be getting advice?
• Tax Office homing in property deductions, SMSFs warned
• NALI ‘not going away anytime soon’
• State and Federal Covid support --- Aug 2022
• Preparing your kids for financial success
• Largest natural gas produces by country from 1970-2021
• Strategic asset allocation: a timeless solution
• Tax tips
• Super, Death, and taxes
• ATO responds to GST case involving SMSF
• ATO statistics show 12 per cent jump in SMSF assets
• Census 2021 Data
• How diversification fights investor biases
• Largest inflation rates by country in oceania
• How much time and money do you need to consider investing
• Talking money with a partner
• Make the most of these super opportunities before June 30
• ATO flags changes to TBAR reporting
• RBA rate rise spurs mixed response from SMSF lenders
• World GDP Ranking (1960~2025)
• Work test changes open up TBC strategies for couples
• Using trusts: Keeping it in the family
• SMSF account openings shift from self-directed to advised clients
• ATO ramps up identity fraud detection for new SMSFs
• ATO ruling may offer solution to NALE issues
• Largest cities in the world 1500 to 2100
• Investors are becoming more ethically conscious
• Weighing up value and growth
• How advice gets you closer to your goals
• Federal budget 2022: Winners and Losers
• Government intervention in super a ‘low priority’ for consumers
• ATO upgrades Online services for SMSF auditors
• Constructing a portfolio using investor profiles
• Investing for a house deposit
• Where self-managed super funds are investing
• SMSFs warned on NALE uncertainty
• Federal Budget 2022 – Overview
• Federal Budget 2022 and YOU - Part 1
• Federal Budget 2022 and YOU - Part 2
• Budget at a glance - Video
• Mistakes to avoid when markets are turbulent
• Fresh research challenges guidance on SMSF minimum balances
• GDP by country since 1800
• Risking your retirement
• A total returns approach to rebalancing
• SMSFs still experiencing delays with SuperStream
• APRA proposes updates to super data transparency
• Why investment predications can be likened to weather forecasts
• What to expect in 2022
• Important detail highlighted in legacy pension draft regulations
• Vaccination rates (Dose)
• ‘Catastrophic consequences’: Government lobbied on NALI rules
• ATO releases new guidelines to combat identity theft
• Volatile markets underscore importance of discipline
• Financial burden of COVID sees rise in illegal loans to members
• 6-member SMSFs proving popular for older trustees
• ATO holds off on TBAR compliance
• Bull vs Bear
• One of the most read articles in 2021
• Excuses limited for late death benefit payments
• Advisers warned on joint entity hurdles for ‘sophisticated investor’ qualification
• Our 2021 Advent Calendar.
• Rising life expectancies and retirement
• Asian Economies (1960 - 2020)
• Australians planning to work longer to achieve retirement satisfaction: Fidelity
• The real impact of investment choices
• A savings strategy for children's education
• Inflation expectations hit 7-year high
• Why more Millennials are turning to SMSFs
• ASIC releases new guidance on crypto investment products
• Planning your financial legacy
• New FAR regime and CSLR changes before Parliament
• Three behavioural factors that can affect retirement spending
• World's most productive countries
• SMSFs flagged on updates to contribution measures in upcoming super bill
• The dos and dont's of revenge spending
• ATO extends COVID-19 relief for SMSFs
• Three ways to keep market uncertainty in perspective
• SMSFs, employee share schemes & NALI
• Low interest rates require a strategic rethink
• Greenhouse gas emission by country since 1880
• SMSFs can face situational traps affecting related-party transactions with former spouse
• The right way to rebalance your investment portfolio
• Lockdowns and mental health
• The rise of the female investor
• ATO flags availability of COVID-19 early release super recontribution
• World's largest armies 1816 - 2020
• Retirement can be risky business
• A proven way to build wealth
• Two AAT decisions on what constitutes business real property
• ATO zeroes in on SMSF lifestyle assets
• SMSF scams are on the rise: Here’s how to fight back
• Four steps to plan for a better retirement
• ‘Mammoth consequences’: ATO’s NALI ruling draws ire from professionals
• Videos and other resources for our clients
• SMSF members highly satisfied with funds
• 6-member SMSF registration availability to begin mid-August
• SMSFs go for growth
• Tax time: calculating investment income and deductions
• ATO extends Division 7A relief
• Drawdown relief for all pensions
• Tax Time Checklists - Super Funds; Individuals; and Company, Trust, Partnership
• What's your risk profile?
• Downsizer and bring forward combination creates new opportunities for super strategy
• Trust deed must include certain items
• Five investing tips for beginners
• End of year financial strategies
• Budget 2021: Retirement Outcomes
• Videos to help understand financial planning topics.
• SMSFs still on top for member satisfaction
• Understanding home downsizing and super contributions
• ATO issues final warnings on outstanding SARs
• New SMSF quarterly statistics highlight continued post-COVID recovery
• Budget measures designed to give retirees control in increasingly ‘opaque’ super environment
• Federal Budget 2021 - Overview
• Building a more secure and resilient Australia
• Federal Budget 2021 - Health
• Asset allocations still hold the key
• Why Australian households are getting richer
• Dealing with compliance complexities impacting overseas SMSF property
• SMSFs flagged on Div 7A relief implications from ATO’s updated guidance
• SMSF Association clarifies NALI issues around pension phase assets
• 5 strategies for successful ‘work from home’ policies
• A new crypto world is emerging - the non-fungible token
• Retirees aren’t sitting on their super: ASFA
• COVID crash: one year on
• Phishing scams that pretend to be very reputable companies - BEWARE!!
• ATO releases updated guidance on LRBA and Division 7A interaction
• Understanding the coming super balance cap changes
• A broad range of Calculators.
• ATO’s good-faith approach to crypto won’t last much longer
• Navigating the post-pandemic challenges and pathways of super for young women
• ATO Small Business Newsroom
• Cost of retirement up in December quarter
• Why benchmarking will be good for super funds
• What exactly is inflation?
• The risks in hunting for higher returns
• Frydenberg flags super freeze
• The real value of advice
• Taking a deeper dive into indexation of the transfer balance cap
• ASIC sounds warning around high-yield bond scams
• How to pass the diversification test
• Rollout of Director ID Numbers (DIN) is ahead of schedule
• The perks of staying invested
• Retirees proceeding with downsizing plans as confidence rises
• Early access boosted interest in advice
• Vaccination rates as they happen around the world
• Approaching the dawn
• Videos and other resources for our clients
• Retirement the ‘number one trigger’ for financial advice
• ‘Unfinished superannuation business’ to watch for in 2021
• Superannuation ideas for 2021
• Retirees need new super investment approach
• Returning expats reminded on tax snares with pensions, investments
• 2020 is coming to an end. Phew!!
• ATO flags key deadlines for early release of super
• Retirement costs rising despite COVID impacts
• Government targets fund expenditure, best interests in new super reforms
• Small SMSFs develop rapidly
• Investing basics for first timers
• Behind the dash in new market listings
• Super, death, and taxes
• What millennials are thinking about investing and retirement
• Capital preservation front of mind for SMSF returns
• Comprehensive list of COVID-19 initiatives and packages.
• Most SMSFs are still poorly diversified
• Related party purchases must be clean
• How your coming tax cut could pay off
• Majority of retirees expected to fall short on retirement savings
• Monitoring super performance critical in light of new measures
• Budget 2020 - A very comprehensive break down.
• Budget 2020 - Fact Sheets
• Budget 2020 - At a Glance, Overview, Outlook
• JobKeeper extension – changes implemented
• Temporary home office expenses shortcut extended again
• Investment preferences of the young
• How to construct an effective portfolio
• Estate planning opportunities highlighted with work test changes
• Lenders are getting tougher on older borrowers
• September update of latest COVID-19 initiatives.
• Update of Superannuation contribution rules from July 1, 2020.
• More than $31bn paid under early super release
• Your super fund, your choice
• SMSFs urged to act on compliance issues ahead of tougher penalties
• A beginner's investment guide to long-term wealth
• ATO confirms important issue on pension payments
• How SMSF trustees navigated COVID-19 volatility
• JobKeeper - Latest Update
• Estate planning and investments
• Pandemic spurs a rise in investment scams
• Early release of Super extended to Dec 31
• Excess TBC issues surfacing with reduced pension account values
• The Bond Market.
• Treasury underestimates early super by $15bn
• 'But how will we pay for this?'
• SMSFs urged to review leases before granting rent relief
• New financial year to bring new rules for super
• Extra Tools & Resources for our clients.
• Ways to outsmart your cognitive biases
• COVID-19 cuts risk pension pain
• New laws prompt review of SMSF estate plans
• SMSF sector grows, new fund numbers drop
• ‘HomeBuilder’ grants now available.
• Related-party property development concerns — Part 1
• The value of financial advice
• A super catch-up plan
• Court decides on taxable capital gains distributions
• SMSF liquidity lessons learnt from the pandemic
• Do your investment goals stack up?
• Retirement income framework deferred due to COVID-19
• How early super withdrawals add up
• AFP teams up with ATO, Treasury in COVID-19 tax fraud taskforce
• ATO extends initial JobKeeper payment deadline
• ATO releases JobKeeper alternative test
• Our Website, your resources
• Consumer satisfaction up for SMSFs, down for industry funds
• Superannuation for younger investors
• How to stay the course in retirement
• COVID-19: Early Childhood Education and Care Relief Package
• Government announces mandatory code for rent relief
• ATO clarifies COVID-19 rent relief concerns
• SMSFs in the ATO firing line
• Avoid SISR traps in early access to super scheme
• Data so large it's hard to comprehend.
• Ride the market to recovery
• Historic $130bn wage subsidy to cover 6 million workers
• Stage 2 – Covid-19 stimulus package.
• Covid-19 Update - Small Business
• PM launches $17.6 billion virus stimulus plan
• What 2020 holds for low cost funds
• Non-concessional contributions breaches on ATO radar
• Expected GDP by country 2010 to 2100
• Investing with small amounts
• A resource hub for our clients.
• New laws mean 65-year-olds should hold off on large contributions
• Understanding the dangers with downsizing and super
• Statistical picture of Australia - Update
• Advice for my twenty-something self
• Beware: Penalties and pitfalls of the early release of super.
• Real Time World Population Growth - Wow!!
• A challenge for China and investors
• Property deduction errors down to ‘lack of understanding’: ATO
• Start 2020 with a best snapshot of Australia.
• Total return investing
• Retirement trap hurting saving Aussies
• ATO outlines tax relief for bushfire victims
• Catch-up concessional contributions – strategies and practicalities
• Nearing retirement? 7 steps to take before you leave work
• 2020 audits to focus on investment strategy
• Australia - latest facts and figures
• ‘Visible, valued and owned’: ATO outlines super priorities for new year
• A 20-year investment growth story
• Retire on your own terms and not the market's
• Our Advent calendar for 2019
• The economic and investment outlook for 2020
• You'll be the life of the party when armed with this information!
• Review queries retirement system understanding
• Retirement planning in 15 minutes a day
• Eggs, baskets and diversified SMSF investment strategies
• New opportunities for employees to claim additional superannuation
• ATO provides further trustee instructions on myGovID
• The main benefits of professional financial help.
• Downsizer contributions offer more than meets the eye
• 6 new financial videos
• All Australia's vital statistics - October 2019
• Does your mind help or hinder your investment success?
• Four key principles that help achieve portfolio success
• Traversing a synchronised economic slowdown
• A positive pension change with a cash rate twist
• Shares to remain volatile as trade war heats up
• NALI, LRBA measures pass Parliament
• Interest rising in SMSF set-up
• Choosing your investment strategy
• ATO letters indicate a wider SMSF warning
• Australia by the numbers - September 2019
• ATO opens applications for SG exemption
• SMSFs attract younger members
• Heed restrictions on downsizer contributions
• Access to more resources and tools than most websites.
• Valuations key to avoiding NALI restrictions
• SMSF advice appetite strong, says ASIC
• For a smoother path to investment success, diversify
• How's Australia doing statistically?
• LRBA changes mostly affect Melbourne, Sydney retirees
• Lessons from the 2019 Index Chart
• The global economy at midyear: How our views have changed
• The biggest global corporations since 1998
• ‘Retrospective’ LRBA measures tipped to cause headaches
• Downsizer Super Contribution
• Keep track of how Australia is really ticking over.
• Insights from the 2019 Vanguard / Investment Trends SMSF survey
• What falling interest rates mean for investors
• ATO releases ‘welcome guidance’ on death benefit income streams
• Super growth reducing age pension drawdown
• Big four firm outlines new financial year checklist for SMSFs
• Asset allocation as you age
• Australia - the story goes on.
• Consolidate your super and save
• Critical documentation steps flagged with switching SMSF loans
• Good investment habits versus damaging biases
• Control considerations flagged with death benefit pensions for children
• Interest rate for SMSF loans set to rise under safe harbour terms
• Recession on our mind
• What it will take to close the super gap between men and women
• Australia - How are we going as 2018-19 ends?
• LRBAs, guarantees in need of review after property market falls
• Average age for establishing SMSFs sitting at 48.9: Report
• ATO updates valuation guidelines for pension reporting
• ATO figures show jump in starting balances for SMSFs
• Your personal financial register
• Australia’s $4bn Super blackhole impacting self-employed most
• The proper help can be a benefit - age pension
• SMSFs on ATO’s radar in cryptocurrency review
• Limited recourse borrowing arrangements - LRBAs
• What a financial planner does to help.
• Goodbye to ad-hoc portfolios
• Wanted: More voluntary super contributions
• Australia by the numbers – May Update
• Federal Budget 2019 - Overview
• How the 2019 Federal Budget affects you
• The problem with getting to 53 years of age.
• Paying for health care in retirement
• Personal super contributions and the 10% test
• What investors can expect as key moves affecting markets await
• ATO flags PAYG obligations for SMSFs with legacy pensions
• Don't just plan for retirement; Plan for your life
• Consumers misunderstand types of advice
• Budget Time - How's Australia going?
• When super isn't compulsory
• Investors brace for Brexit - deal or no deal
• ATO identifies SMSF contravention red flags
• Extra website resources and tools is one way we offer you and your family more.
• Tax and estate planning traps flagged with pension restructures
• A checklist for a healthy financial year
• High-risk LRBAs, TBAR on the ATO’s radar this year
• All you need to know about how Australia is going.
• Royal Commission report makes super fee recommendations
• Four tips for boosting your super balance
• New Year resolutions, New Year strategies
• Part 4 - The major benefit of ‘behavioural coaching'
• 3 tips for weathering the market's bumpy ride
• Common BDBN ‘pitfalls’ flagged in wake of ASIC action
• Case law points to ‘growing importance’ of SMSF document chain
• How Australia is performing.